Long Term Disability Insurance

On the first of the month following three consecutive months of employment, the College provides all faculty members with Long Term Disability Insurance coverage. Under this plan, faculty are assured of replacement of a substantial portion of income when faced with long-term illness or injury. After certification of the disability by the insurance carrier, the plan provides the following benefits beginning the first of the month following six consecutive months of disability:

A monthly income, inclusive of any income for Social Security and Workers' Compensation, of 60% of basic annual salary as of the date of disability, to a maximum benefit of $4,500 monthly. The minimum benefit is $50/month regardless of other sources of income.

The continuation of contributions to TIAA-CREF annuity in accordance with the terms of the retirement plan.

Continuation of College-provided life insurance benefits at the level of coverage at the time of disability until age 70 or cessation of benefits, if later.

The above benefits continue for up to 24 months for partial disability, or to age 65 for full disability. Additional benefits may be available after age 65 depending on circumstances and commencement of benefits. Health insurance benefits may be continued as defined by COBRA regulations.

An employee receiving benefits from the plan is normally considered separated from the College.

A faculty member leaving the College may convert this insurance to a private plan and continue it at his or her own expense.

Specific plan details are available in the Office of Human Resources.