All Amherst students have prepaid for care at Keefe Health Center through the payment of tuition. Most care off campus is paid for by the "supplemental" insurance that Massachusetts requires all students to have. Amherst College supplemental insurance is Gallagher Student Health and Special Risk Insurance. Please visit their web site for more information at

However, there are times when the student private insurance or Gallagher Student Health and Special Risk insurance will not pay for services, travel immunization or medication co-pays. The student is responsible for payment of non-covered services by any insurance. We recommend all students learn what their insurance policy covers and does not cover.

Students are required to present their insurance card at the time of medical appointments.