Human Resources

Long Term Care Insurance

Amherst College offers Voluntary Long-Term Care Insurance to eligible employees and certain family members.  To learn more about this benefit please select the appropriate link.


Hired on or after November 7, 2011

Each year eligible newly hired employees have the opportunity to elect long-term care Insurance coverage with simplified underwriting guidelines.  Simplified underwriting guidelines require less medical information to obtain coverage.  Although you are not guaranteed coverage, it is easier than if you applied for this coverage on your own.  To learn more about the Voluntary Long-Term Care Insurance program please review the information at this link: Long Term Care Insurance for New Hires


Hired prior to November 7, 2011

Each year after the initial eligibility, eligible employees may apply for long-term care insurance for themselves and certain family members.  However, modified underwriting guidelines are used by the insurance company to approve or disapprove an application.  Modified underwriting guidelines are more exact than simplified underwriting guidelines but not as rigorous as you would encounter if you were to make application to another insurance company not affiliated with the Amherst program.  To learn more about the Voluntary Long-Term Care Insurance program please review the information at this link: Long Term Care Insurance for Previously Eligible

 

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