Long Term Care Insurance Open Enrollment

The open enrollment period for the Amherst College Voluntary Long-term Care Insurance benefit (LTC) will run through December 31, 2012.  Eligible faculty and staff who have not previously elected this coverage will have the opportunity to purchase long-term care coverage for themselves, for their spouse/partner, children, and/or parents at discounts of 5% - 35% depending on the coverage selected.  You, and eligible family members, can apply for this coverage with a Modified Underwriting process, which generally is less rigorous than if you applied for this type of benefit on your own, because the guidelines require less medical information.  Although you are not guaranteed coverage, it is easier than if you applied for this coverage on your own.  

Long-term care planning is part of the life-cycle planning process, yet it’s missing from most individual’s retirement planning.  A primary goal of this communication is to provide education on a topic that could threaten your financial security and quality of life.  To learn more about this benefit please view the information at these links:

Tucker & Shepley Benefits and Insurance helps to administer our program with MedAmerica, the current insurance carrier.  Amherst College will sponsor several long-term care workshops conducted by Tucker & Shepley.  You are encouraged to attend one of these workshops even if you do not think you need long term care insurance, as the information presented is very helpful.  At the workshops, you can receive cost information and request to meet with a representative to discuss your situation privately.  You may also contact Joe Imparato at (617) 342-7223.

The workshops will be offered in the Alumni House at the following times: 

Thursday, December 6

11:00 a.m.

12:30 p.m.

1:30 p.m.





We look forward to your attendance.  If you are not able to attend one of these meetings, a copy of the presentation is available at www.AmherstLTC.com.  You may schedule a one-on-one campus consultation session for December 6 or 7, or a web-based consultation on other days, by using this link CLICK HERE FOR APPOINTMENTS.  For additional information, please contact Joe Imparato at the number indicated above.  

To take advantage of this benefit this coming year, you must apply no later than December 31, 2012. If you have questions regarding this notice, please contact the Office of Human Resources at 413-542-2372.