Human Resources

Voluntary Long Term Disability Buy-Up Insurance

 Amherst College offers Voluntary Long Term Disability Buy-Up Insurance to eligible employees.  To learn more about this benefit please select the appropriate link below.

For Employees Hired on or after February 20, 2012

Each year eligible recently hired employees have the opportunity to elect voluntary long term disability coverage with simplified underwriting guidelines.  Simplified underwriting guidelines are much easier to meet and obtain coverage as very little, if any, medical information is required.  To learn more about the Voluntary Long Term Disability Buy-Up Insurance program please review the information at this link:

 Voluntary Long Term Disability Buy-Up Insurance for New Hires

For Employees Hired prior to February 20, 2012

Each year after the initial eligibility period, eligible employees may apply for voluntary Long Term Disability Buy-Up Insurance.  However, modified underwriting guidelines are used by the insurance company to approve or disapprove an application.  Modified underwriting guidelines are more exact than simplified underwriting guidelines, but not as rigorous as you would encounter if you were to make application to another insurance company not affiliated with the Amherst program.  To learn more about the Voluntary Long Term Disability Buy-Up Insurance program please review the information at this link: 

Voluntary Long Term Disability Buy-Up Insurance Open Enrollment

 

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