THE AMHERST COLLEGE STUDENT HEALTH INSURANCE WAIVER PROCESS FOR THE 2022 - 2023 ACADEMIC YEAR

To waive the student insurance coverage, you must first access an email issued to your Amherst College address and follow the instructions provided in this email from Gallagher Student Health and Special Risk. 

All enrolled students wishing to waive the student health insurance provided through the College are required to submit a health insurance waiver through Gallagher Student Health & Special Risk's website if the student meets the waiver requirements. 

The student health insurance premiums for the 2022-2023 academic year are:
$2,759 - Fall Semester - Full Year Coverage 
$1,149 - Fall Semester Only (for students who are going on educational leave for the fall)
$1,610 - Spring Semester (for new students, students returning from a leave of absence, or students going on educational leave that are not already enrolled in the annual plan)

* For more information regarding this program, please contact Gallagher Student Health & Special Risk at 800-379-6183.

This benefit is available:
Fall Semester: August 15, 2022  through January 4, 2023
Spring Semester: January 5, 2023 through August 14, 2023

Please be aware that the Commonwealth of Massachusetts requires health insurance for all full-time students.  The waiver option exists for students covered under a “continuing, substantially equivalent plan” to the coverages offered through the College. Note that health insurance coverage provided through a state Medicaid program is typically not considered an equivalent plan under Massachusetts regulations. Likewise, coverage provided by a health maintenance organization (HMO) is typically not considered an equivalent plan given geographic area constraints on coverage.

Students waiving the student health insurance plan through the College must complete the online waiver form by September 05, 2022 for the fall 22/23 semester and by January 6, 2023 for the spring 22/23 semester. Unless the plan is waived by these dates, the College will automatically enroll the student in the College-provided plan. 

QUESTIONS REGARDING THE ONLINE WAIVER PROCESS AND REQUIREMENTS CAN BE ADDRESSED TO GALLAGHER STUDENT HEALTH & SPECIAL RISK: 800-379-6183

Students who receive scholarship aid from the College may request additional grant aid to pay for the College’s health insurance plan if their family does not have health insurance or substantially equivalent coverage that is available in the Commonwealth of Massachusetts. A “Request for Scholarship–Health” form should be completed and submitted to the Office of Financial Aid; it is available in the “Forms and Helpful Links” section of the Office of Financial Aid website.

 

Please find information on the current year's Student Health Insurance Plan linked below: